Vegetable Seller

Executive Summary:

We interviewed four small backupmen who get by vegetable in karwan bazar kitchen market. We asked various questions about their business operations.We discover their business practice and how they operate their business.We come to accredit that the hawkers avoid debt financing, as they find debt to be extremely risky, and appear completely on equity financing. There is no context of growth as they can not generate copious funds from their business to finance the growth in this competitory market. They only take some interest free up-to-the-minute liabilities from their suppliers which they repay continuously on daily basis term they buy inventories from the suppliers, and the remaining amount they pay at the reference of the Bengali New Year. The vegetable market is highly uncertain and therefore the income is not fixed. The vendors can generate enough bills to support their family throughout the year with their business.
Data collected:

CRITERIA inaugural Person (Lal Mia)2nd Person ( Mostafa)3rd Person
business concern duration24years15 years
Initial investment(approx.



)6,000 tk12,000 tk
Current investment 8,000 tk13,000 tk
faithfulness or debt funds100% Equity financing80% Equity financing, 20% debt funds
Repayments & termsX 2 years, 100 tk/month
Interest rateX5%
Daily starting time of their business6 AM
7 AM


Daily starting investment
5,000 tk
9,000 tk

Cash left with them4,000 tk4,000 tk
lieu of selling fishesKarwan Bazar fish marketKarwan Bazar weight market
Pricing of the fishes (approx.)Depends
Depends


Recovery period (approx.)
1 twenty-four hours2.5 days
Business risks
Non durable productsNon durable products
Political RisksHartals, blockades hampered contribute Hartals, blockades hampered supply.
Safety issues and other jeopardyYes, extortion occursNone
Business expenses-Daily (approx.) (Least/most/average)(60/120/100)
(100/120/110)

Personal expenses-Daily (approx.)
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